BEST RETIREMENT WEBSITES ACCORDING

TO THE RETIREMENT CAFÉ 

101 Retirement-Related Websites, Blogs, and Articles to Help You Retire Richer, Smarter, and Happier

This is a retirement directory of the 101 best retirement websites, the best retirement blogs, and the best retirement articles that provide retirement information which will help retirees retire richer, smarter, and happier.

1. US Government Retirement Website for Seniors: Official information and services from the U.S. government for the retired and soon-to-be retired including money and financial issues. 

2. US Government Website: Home page of the US Government's Official Web Portal for all government transactions, services, and information including links to Social Security and Retiree Benefits.

3. Retirement Income Calculator: Take an educated guess at how much money you will have to spend in retirement by estimating your retirement benefits at this U.S. Government website.If you currently have enough Social Security credits to qualify for benefits, you can use the Retirement Estimator for a retirement estimate based on current law and real time access to your earnings record.  The estimator provides an estimate of your retirement benefits comparable to the estimate you receive on your Social Security Statement each year, and lets you create additional "what if" retirement scenarios.

4. How to Retire Happy:  Your true nature is to retire happy, wild, and free. Never lose touch with it. You will, however, if you are not careful. The way to ensure that you have a happy retirement is to have a copy of The World's Best Retirement Book by Ernie Zelinski available at your fingertips. This webpage shows you why you should retire before you expire.

5. Retirement Quotes for Smart People: Part of the Sensational Quotes for Smart People Website which also has Funny, Inpsirational, and Motivational Quotations in the areas of Artists, Business, Cars, Creativity, Dancing, Dating, Education, Fame, Gambling, Hockey. Laughter, Life, Marriage, Opportunity, Single Life, Success, Travel, Work, and Writers.

6. Victory Lap Retirement: — Work While You Play. Play While You Work. The Joy of Financial Independence . . . At Any Age: This website/blog is an extension to Mike Drak's and Johnathan Chevrea's book Victory Lap Retirement. It is "A Retirement Book about Not Retiring".

7. 10 Great Retirement Books: US NEWS in an article about 10 Great Retirement Books by Steven Holbrook listed How to Retire Happy, Wild, and Free in the Number 1 Position. "Retirement has long been seen as a time to settle down, grab a hot beverage and read a book or 10. Whether you’re already retired or preparing for it, these books are must-reads you’re looking to make the most of your golden years."

8. 6 Retirement Books You Should Read Now: In September 2014 the AARP (American Association of Retired People) posted this article on their website. How to Retire Happy, Wild, and Free was in the Number 6 Position.

9. Five Must-Read Retirement Planning Websites: According to Melissa Hincha-Ownby or Mother Nature Network, "Whether you're nearing retirement or are decades away, these 5 websites can help you get on track."

10. Best Personal Finance Books for 2017: It's nice to see bloggers — even financial advisors at that — mention How to Retire Happy, Wild, and Free even though it was first self-published 13 years ago. Financial writer Joseph Hogue mentions several really interesting financial books that I have never heard of. I will buy at least two of them even though my finances are in great shape. I like Hogue's comment about himself: "After taking control of my finances and learning how to make money in a job I love, I found a level of financial freedom that just has to be shared."

11.  Ditch The Retirement Bucket List And Honey Do List For This: A curious list is better than the bucket list. "Don’t be cliché or old fashioned, ditch the retirement bucket list and honey do list for a new and more profound curious list. A good curious retirement list will support a balanced retirement that incorporates mental and physical health, social activities, financial well-being, and spiritual growth. It will also go a long way in helping you fill your time and replace our work identity."

12. For Do-It_Yourself Retirees: DIY Woodworking, Home Improvement, and Art Projects. From building a guitar to installing a toilet, retirees can learn how to do it all here.

13  A Better Retirement Life: Health and Medical News. From USA Today, this blog features all the latest news on health and wellness.

14. NPR Planet Money for Retirement. NPR Radio's Money Blog. Keep up with the global economy with news from this blog. Categories include, Asia's Financial Crisis, Currencies, Economic Scene, Europe's Financial Crisis, Fun With Economics, Standard of Living, Understanding The Crisis, Wall Street.

15. 5 Secrets to a Happy Retirement: In a recent survey of MONEY readers, 48% retirees reported being happier in retirement than expected; only 7% were disappointed.

16. Planning to Retire Blog: By U.S. News retirement reporter Emily Brandon tells you how plan financially for retirement and how to make the best of your retirement years.

17. This Is the Only Retirement Guide You'll Ever Need: "Six feet under as a retirement plan?" Who wants to live such a long time, given the retirement headlines? "The basic value of these types of 'pop psychology' articles is to increase overall interest in financial literacy and retirement planning. This is the first step in nudging the general public to start to open a retirement plan at work and then hopefully hire a financial planner," said Victor Ricciardi

18. AARP: Health, Travel, Baby Boomers, and Retirement Travel. AARP is a membership organization leading positive social change and delivering value to people age 50 and over through information, advocacy and service.

19: AARP The Magazine: The World's Largest Circulation Magazine for Retirees: serves the interests of people 50 and over. Editorial topics include money, health, travel, and retiree finances.

20. Alliance for Retired Americans: ARA is an activist voice for older Americans and is one of the largest organizations today representing senior citizens and their families. Created to spearhead the charge to enact a health care program for senior citizens -- Medicare. Has approximately 3 million members. 

21. Retirement Jobs and Retirement Businesses at The Real Success Resource Center: Retire to a Job You Love Instead of One You Love to Hate! Top-10 Retirement Jobs. Top-15 Cool Retirement Jobs. Retirement Jobs versus Retirement Businesses.

22. Retirement Jobs: helps retirees to identify companies most-suited to older workers. Whether you are seeking to supplement your income, a new challenge, a way to get out and meet people, or another reason, this website is your source for finding part-time retirement jobs or full-time projects that match your lifestyle.

French Edition of 1001 Ways to Enjoy Your Retirement
- Published by Groupe Eyrolles in Paris, France

23. The Retirement Quotes Café: A Comprehensive Collection of Retirement Quotes and Retirement Sayings for Any Occasion Including a Retirement Card or a Retirement Party. Also Retirement Letters, Retirement Speeches, and Retirement Poems to help you retire happy.

24. National Institute on Aging: This U.S. government website is of special interest as it has an easily navigated presentation on diseases like Alzheimer’s, arthritis and diabetes.

25. How to Keep Earning a Paycheck in Retirement: More Americans aged 65 and older are working than at any time since the turn of the century according to 2016 Pew Research Center. There are many part-time and full time opportunities for older Americans. Figuring out what professional path to pursue is not easy, however. Robert Powell, editor of Retirement Weekly, offers some tips on how to find rewarding work later in life in this USA TODAY article.

26. Redefining the Ideal Retirement: This article by Dan Kadlec is one of the better articles about retirement (in fact, one of the top-10 out of hundreds that I have read). He missed just one really important point, however — being able to afford to drink way too much wine with your friends!

27. Wikipedia: the online encyclopedia that is the work of 6,000 volunteers and covers a huge range of subjects including retirement and finance issues.

28. Health.com: Health.com is produced by editors and journalists dedicated to delivering accurate, trusted, up-to-date health and medical information, for consumers, including retirees. The website focuses on problem-solving content using real-life examples to help you make decisions during complicated, stressful times.

29.   Healthopedia: This website is a medical and health consumer information resource containing comprehensive and unbiased information in patient-friendly language from trusted sources on over 1,500 health topics, 70 focussed health centers, and more than 11,000 drugs and medications.

30.  Health Canada: Health Canada is the Canadian Federal Government's department responsible for helping Canadians maintain and improve their health, while respecting individual choices and circumstances.

31.  NIH Senior Health: A government health website that features health and wellness information for older adults from the National Institutes of Health. 

32. Retire by 40:  Forget about Freedom 55. That's for amateurs. It's really possible to retire by 40. The Retire By 40 blog by Joe Udo explores why it is possible to leave your day job much earlier than 65. This can be accomplished by aggressively saving and investing as soon as you start working. Many financial advisers will tell you to save 10 percent of your income for retirement. This is an OK model for some, but not for people who don't love their jobs. For this reason you should be like Joe and his wife who have been saving and investing over 50 percent of their take home income for many years now.

33. Next Avenue: Next Avenue is a website launched for PBS by Twin Cities Public Television (TPT) in St. Paul, MN. It offers news, advice, information, and stories aimed at seniors and baby boomers in the areas of Health & Well-Being, Money & Security, Work & Purpose, Living & Learning, and Caregiving.

34. National Seniors Council of Canada: Takes into account the views of experts, seniors, retirement organizations and groups that provide seniors programs and services, provincial/territorial advisory bodies on seniors, and other interested parties and then provides advice to the Minister of Human Resources and Social Development, the Minister of Health, and the Secretary of State (Seniors).

35. Seniors Canada: Government of Canada website with Information and Services relating to the areas of Care Facilities, Finances & Pensions, Health & Wellness, Housing, Legal Matters, Retirement, Seniors Networks, Travel & Leisure, and Work & Volunteering.

36. U.S. Government Department of Veterans Affairs: Information on veterans' benefits and other resources for the 25 million American veterans alive today.

37. A Complete Beginner’s Guide to 401(k) Plans: Trent Hamm on The Simple Dollar website offers advice on why people should take advantage of the 401(k) plans offered in their workplace. "It is an incredibly useful tool," says Trent, "for saving money for retirement." In short, A 401(k) plan offers a very simple opportunity for Americans to save for their retirement. "When you’re retired, the money from your 401(k) serves as 'income' on top of your Social Security check. It can easily turn a threadbare existence into a very rich and enjoyable one."

38. Budgeting & Savings Tips For Retirees: Financial advice on the right way to change spending habits and learn why the wrong ways don't work. Budgeting is an important tool to use at any age, although to many of us it sounds like a four letter word. Practical ideas for budgeting and saving that make managing expenses easy.

39. Is Early Retirement Great? For Some, It’s Hard Work to Have Fun: "While early retirement and a life of leisure may sound like the stuff of daydreams, the reality can be jarring for people who are used to being busy — and important. There can be boredom, a sense of isolation and a lot of awkward social questions," says Joanne Kaufman in the New York Times.

40. Top 10 Ways to Prepare for Retirement: from the U.S. Department
of Labor: "Know Your Retirement Needs Because Retirement is expensive," according to this website. It goes on to state that, "Experts estimate that you will need about 70 percent of your preretirement income to maintain your standard of living."

41. Retirement Planning Strategies for All Ages: A To-Do List for retirement planning.

42. 37 Things You Will Regret When You Are Older: To this list of 37 Things You Will Regret When You Are Older I would add:                         * Not having written a book.
 * Not having handled money properly so that you have plenty for retirement.
 * Not having made a much greater difference in this world.

43. Debt Management Tips for Seniors: by Aleksandra Todorova Cites five overlooked debt-management strategies that can help retirees dig themselves out of a financial hole.

44. U.S. Internal Revenue Service Page for Seniors & Retirees: Tips for Seniors and Retirees in Preparing their Income Tax Returns. Cover common pitfalls for retirees and seniors to watch for when preparing their individual tax returns.

45. Canada Pension Plan: Official Government of Canada Website for Canadian retirees and soon-to-be retirees. Check out how big of a pension you can expect to get when you retire.

46. CARP: Non-government Canadian organization that claims it is committed to enhancing the quality of life for all Canadians as they age. Advocates social change that will bring financial security, equitable and timely access to health care and freedom from discrimination for seniors and retirees.

47. 100 Blogs That Will Make You Smarter: An Online Universities Blog Entry By Alisa Miller. Includes popular topics for retirees such as politics, news, sports, higher education, science, and art.

48. Travel and Recreation for Seniors: Official U.S. government website includes information on the Amtrak Senior Citizens Discount, Driving and Older Adults, Parks and Recreation Pass for Seniors and Tips for Seniors Traveling Abroad.

49. Seniors Discounts: SeniorDiscounts.com is an online directory of US businesses that offer age related discounts to people 50 years of age and older. The website lists over 150,000 business locations offering discounts. Includes the contact information, discount information and other information necessary to receive each discount.

50. The School of Life: Great for retirees who live in London, The School of Life is a new social enterprise offering good ideas for everyday retirement living. Based in a small shop in Central London this private educational institution offers a variety of programs and services on how to live wisely and well.

 

51. Retirement Living TV: RLTV is the website of the American cable network dedicated to serving the needs of adults 50+ with information and entertainment that inspires and changes the perception of aging. The network addresses a variety of subjects including health, finance, travel, reality, comedy and drama.

52. Where to Retire Magazine: The website of the magazine with more than 500,000 American and Canadian readers each issue. Where to Retire magazine covers all topics related to retirement relocation. Now in its 15th year in publication, the magazine may help you discover the ideal setting for a happy and fulfilling retirement.

53. UK Government Retirement and Pensions Webpage: The Pension Tracing Service can help you find the contact details of a personal or company pension scheme that you've lost touch with.

54.  The Best (and Worst) Places in the World to Retire: Are you planning a fruitful retirement? If so, you may want to consider emigrating to another country. Mercer’s annual Global Pension Index assesses the retirement income systems of 25 countries based on 40 categories that include savings, tax support, demography, regulation and communication.

55. Suddenly Senior by Frank Kaiser: Cited as “a place for everyone who's become a senior before their time.” Frank Kaiser specializes in senior jokes as well as useful information and poignant true stories for retirees. This top-ranked website now has over 4,450 pages of humor, nostalgia, senior advocacy and useful information for seniors 50+.

56. SeniorNet: America's leading nonprofit technology educator of older adults 50+ headquartered in Herndon, Virginia. Besides teaching retirees how to use computers, SeniorNet works toward raising awareness throughout the legislative community of the need for technology access and education for the nation’s older adult population.

57. The Joy of Not Working Website: Features The World's Best Retirement Book  and The World's Second Best Retirement Book. Real life success stories about people not working, 25 reasons to retire early, and retirement quotes, letters, jokes, and poems from an author whose books have sold over 950,000 copies worldwide. The two retirement books mentioned above have together sold over 625,000 copies.  

58. Most Retirees Doing Very Well by Living on a Mere 66 Percent of Preretirement Income: Two major financial institutions — JPMorgan Chase & Co. and T. Rowe Price — provided studies in 2014 that most retirees are doing well with less income than they had while they were working. Both studies found that until Americans hit the latter retirement years, when health care expenses tend to scale up, they’re spending far less than 85 percent of their pre-retirement income, on average. Even the 70 percent number can look excessive.

59. The Joy of Being Retired: Besides featuring the retirement gift book The Joy of Being Retired: 365 Reasons Why Retirement Rocks (and Work Sucks!), this website also includes retirement resources such as retirement quotes, retirement poems, and snappy retirement cake sayings. Also, a collection of retirement poems to compliment and compete with the collection on The Retirement Poems Cafe by Ernie Zelinski.

60. The Fun at Work Cafe : For the  soon-to-be retired who want to have fun at work before they retire. This website has a webpage totally devoted to the soon-to-be retired.  

61. Mastering Midlife and Beyond: Why We're Flunking Retirement:Retirement today has become a “a depressing image,” according to Forbes and Mark S. Walton, a Peabody Award-Winning Journalist. Walton talks about how Horace Deets, who left his job at age 63 as Executive Director of AARP, was at one time the giant of the retirement industry but concluded that the very concept of retirement was absurd. Walton suggests that you, "Take some time off to rest and recharge between phases of your life’s work. Then, set your brain free to ponder what’s next. Let it chew on what fascinates you, what you’d really love doing and how you might go about it."

62. Most Retirees Are Doing Better Than Expected: Many baby boomers who retired within the last five years are surprisingly satisfied. Ninety percent of these recently-retired baby boomer households claim that they are "somewhat satisfied" or "very satisfied" with retirement.

63. Loneliness Can Be Hazardous To Your Health: A new research study from the University of Chicago shows that loneliness poses a significant health risk for older adults. The report looked at over 2,000 people over the age of 50 and looked at whether they were lonely or not. What they found is those who were lonely are at increased risk for all sorts of health problems. In fact, loneliness may be twice as unhealthy as obesity for older people.

64. 8 Unconventional Retirement Communities: Not anywhere that I would like to live in my retirement but some of these may appeal to other retirees.

65. Retirement Planning for Academics: This is an interesting and well-written article about retirement planning for academics. Retirement planning: it’s about more than money.

66. Retiring at 27: Ambitious, Lazy or Crazy?  Here is a guy who decided (when he was 21) to retire at 27 - and did it! He walked the talk, in other words. Some people will despise the guy, and want to take his money away, to give to the people who failed to save for retirement. But I admire him, and wish that I myself had been able to achieve what he did by the time I was 27.

67. Retirement Planning Terms on Investopedia: Refer to this webpage on Investopedia if you don't know what a financial term relating to retirement means. Incidentally, this website was started by three young men in my home town of Edmonton and was sold to Forbes about three years. These young me likely don't have to worry about the financial aspects of retirement; my guess is that they received at least $10 million form Forbes. In fact, someone told me it was much higher.

 68. Retirement E-book: The 237 Best Things Ever Said about Retirement:  Few things spice up an article, a book, a conversation, or a speech more than a great quotation. From a collection amassed over many years, this is a wonderful assortment of some of the most unpredictable, ridiculous, outrageous, humorous, motivational, and inspirational quotations about RETIREMENT.

69. The Money Café: Where Money Talks with a Conscience: This website gives you free financial advice on how to make money, how to save money, and how to spend money wisely. Hopefully, this financial advice will help you put money in proper perspective so that you achieve prosperity beyond your wildest dreams.

70. UK Government Retirement Health and Well-Being Webpage: Health services; Doctors, Managing your healthcare; Accidents and emergencies Healthy Living; Healthy eating.

71. Choose to Save: A public education and outreach program that is dedicated to raising awareness about the need for Americans to plan and save not only for retirement also for long-term personal financial security.

72. Get Smarter about Money: This Canadian website is run by The Investor Education Fund (IEF), which develops and promotes unbiased, independent financial information, programs and tools to help consumers make better financial and investing decisions, including saving for their retirement. The Investor Education Fund was established as a non-profit organization by the Ontario Government run OSC (Ontario Securities Commission) and is funded by settlements and fines from OSC enforcement proceedings.

73. My Retirement Paycheck: Developed by the National Endowment for Financial Education (NEFE) in partnership with many leading retirement experts. (NEFE is a national nonprofit foundation working to improve the financial well-being of all Americans.) This retirement website separates retirement into eight topics that can have a major impact on how much money is available for retirement. The eight topics are Social Security, work, debt, fraud, insurance, pensions, home & mortgage, and retirement assets. Each major retirement issue is explained in detail and related to the other respective categories.

74. Retirement Home Exchange: The premier international home exchange and home swap service. Home Exchange is the vacation alternative where two families agree to swap homes for a vacation. "You stay in my house while I stay in yours." Price Is $99.95 per year.

75: The Retirement Planning Association of Canada: (RPAC) provides a multitude of resources to its members via a variety of education programs.Their members also assist corporations and unions in delivering effective retirement education programs for their employees and members. A source of relevant information on the changes in retirement planning in Canada for the general public.

76: Relax: These 15 Things Are Cheaper Once You Retire: "Yes, your available income might decrease during retirement, but your ability to live frugally also gets much easier." Here are 15 things that get a lot cheaper once you retire according to cheatsheet.com's Lauren Hamar.

77. Elderhostel Adventures in Lifelong Learning®  Educational Travel and Learning Vacations for Retirees Offers group educational travel adventures especially designed for grandparents (over age 55) and their grandchildren. Discover nearly 8,000 educational tours in all 50 states and more than 90 countries with Elderhostel, the not-for-profit leader in educational travel since 1975. Alongside local and renowned experts, experience in-depth and behind-the-scenes learning opportunities, from cultural tours and study cruises to walking, biking and more.

78. Money Guru Suze Orman: Author of the books The 9 Steps to Financial Freedom: Practical and Spiritual Steps So You Can Stop Worrying and Suze Orman's 2009 Action Plan. Quotes from Suze Orman: "Invest in the known before the unknown."

79. Don't Retire, Rewire: Emphasizes the new retirement model that includes life planning and financial  planning. Using this model, you can still claim your dreams, achieve life balance, continue to work, to contribute, to have meaning and purpose and to enjoy good times and relationships.

80. The American Retirement Initiative: Founded in 2011, the American Retirement Initiative (ARI) strives to be an important voice in the retirement education discussion. ARI is a non-partisan, non-profit national forum focused on improving the quality of retirement planning for all Americans. It shares news and information on the latest trends in retirement planning and presents a forum for discussion for thought leaders and policy makers to strategize about how best to address the retirement planning issues that concern average Americans. Even more important, the American Retirement Initiative strives to give all Americans the insight needed for them to more effectively plan for the rest of their lives.

81. Taking the Mystery Out of Retirement Planning: by the U.S. Department of Labor. The online version of Taking The Mystery Out Of Retirement Planning includes interactive worksheets that you complete as you read each chapter. You can download the fully illustrated 62-page Adobe PDF narrative or call toll free 1.866.444.3272 to order copies.

82. Retire and Recharge: by Vance Page deals with topics such
as The financial affordability concern and how to deal with it; Downshifting from work life, to part-time work, to an active lifestyle; Looking into Active Lifestyle Community living; and Keeping the body moving and the mind active.

83. Early Retirement Extreme: This is a website and blog by Jacob Lund Fisker who, having saved most of his income while he was working, found himself financially independent at 30. A couple of years later he started the blog on and wrote a book Early Retirement Extreme to show others the way to financial freedom. Jacob says that the key is to save 75% or more of your net income and invest it in income producing assets (bonds and dividend stocks). Yes, saving 75 percent or more is a little extreme even for me. But others are doing it besides Jacob. This is done by running your personal finances much like a business, thinking about assets and inventory and focusing on efficiency and value for money.

84. ThirdAge: Health for Boomers and Beyond: (Used to be 50+ Woman's Site for a Healthy Body, Mind, & Spirit) The fastest growing age group on the internet is senior citizens. More than ever, Baby Boomers and seniors are connecting online with each other and their families.
This is where ThirdAge comes in. ThirdAge boasts newsletters, groups,
discussion boards, videos, articles, classes, games, and more designed to help females ages 50+ connect and get advice.

85. EscapeArtist.com - For the Truly Adventurous: Living, working, and buying property overseas. "Living overseas is not a daunting task; as a matter of fact it is much easier to do than you might expect, and a heck of a lot of fun. You'll meet new friends, learn about another culture, you may even learn another language. You'll certainly save money, especially if you pick a nation that has a lower cost of living, and you'll avoid the crime
and disrespect that has become a sad feature of life today inside the USA and UK." Ebooks about Overseas Retirement (These aren't priced at 99 cents and they shouldn't be.) Books & eBooks That Tell You How To Live, Retire, & Invest Overseas.

86. The Rebel with a Retirement Plan: The article called "The Rebel with a Retirement Plan" is kinda about me. I particularly like this comment:    The new rebel rejects the ordinary in the ways that matter: 
* The conformist majority is broke. The new rebel builds wealth.
* The conformist majority is obese. The new rebel takes care of their health.
* The conformist majority toils in a cubicle, endures a long commute, then stares at the TV like a glassy-eyed zombie. The new rebel maximizes life. And because I myself am a "Debt-Free Rebel", I like this comment:       "Debt is a synonym for 'self-imposed shackles.' "

87.  TOP 10 REASONS PEOPLE GET BORED IN RETIREMENT: Boredom kicks in after just 10 months of retirement, according to Skipton Building Society research. More than half of those surveyed (54 percent) said the retirement glow wore off because they missed the camaraderie they had at the office, while around 40 percent felt they weren't being mentally stimulated enough in retirement. More than a third admitted their days had become repetitive and around 20 percent felt completely useless. A further 19% said daytime television is awful, and 24% complained the great British weather puts a stop to them getting out and about.

88. Wall Street Executive Library:  A reference library with links to "The Web's Best Business Sites." This is a great website with links to o ver 1,000 content-rich resources for an informed, intelligent, perspective. Many people use this as their home page on Internet Explorer. 

89. Social Security for Retirement: When should I retire? Can I retire? The three major elements of your retirement portfolio are benefits from pensions, savings and investments, and Social Security benefits. To help you plan for retirement, this government website allows you to apply online for your Social Security.

90. Health Is the Most Important Ingredient for a Happy Retirement: New research in 2014 from Merrill Lynch, released in partnership with Age Wave, found that 81 percent of retirees cite health as the most important ingredient to a happy retirement, followed by financial security (58 percent), loving family and friends (36 percent) and having an important purpose (20 percent).

 

91. Personal Growth from SelfGrowth.com: SelfGrowth.com is the most complete guide to information about Personal Growth on the Internet

92. Golden Years Are Not So Golden in Australia: A survey by Mercer reveals a significant gap between expectations and the reality of retirement. Most people are retiring close to the age of 60, with only 3 percent retiring at 70 or older. That is despite older people saying they want to work for longer. "Our research shows uncontrollable triggers can derail the best laid plans for retirement," says David Anderson, Mercer's managing director. 

93. Retirement Saving Makes One Wealthy and Healthy: People who are actively saving for retirement are more likely to care of their health than those who aren't salting away money in their nest egg, according to a study conducted by Lamar Pierce, an associate professor at Washington University, and doctoral candidate Timothy Gubler. This confirms the old adage, "People who are foolish with money are foolish in many other ways too."

94. Top 25 Quotes by Ernie Zelinski (of 119): Insofar as being quoted by others, this is a webpage that I recently discovered. It features quotations, including some about retirement, by yours truly.  I didn't know that I said all of these things — or at least I forgot that I said some of them!

95. The 5 Dreams of Workers Contemplating Retirement: Be wary of all those articles about workers dreamingly longingly of second careers in retirement, pursuing the businesses they always wanted to run, and working for satisfaction other than a paycheck. According to the 16th annual Transamerica Retirement Survey released in 2015 by Transamerica Center for Retirement Studies, the great majority of workers have other dreams for retirement than work, regardless of how rewarding work may be.

96. Americans' Biggest Regret Is Not Saving More for Retirement: American workers are more likely to regret not saving enough for retirement more than they are to regret not having been a better human being, said Diane Gallagher, vice president of Defined Contribution Investment Only Practice Management at American Century Investments. In a study, "Who's In the Driver's Seat? Participants Just Want to Ride Along,"American Century surveyed 2,031 full-time workers ages 25 to 65 who participate in their employer's retirement plan. One of the survey's major findings was that participants have a great deal of regret about their past saving behaviors.

97. Why It’s Risky to Plan to Work in Retirement: The findings in a study show that half of all retirees leave the workforce earlier than planned due to a health problem or job loss. Blue collar workers with physically demanding jobs are most susceptible to early retirement, according to conventional wisdom. New research confirms that, but it also shows at least one type of early-retirement risk is spread much more widelyacross job types than previously thought.

98. The Average American Retires at This Age (at 62): The average American retires at age 62, according to the results of a recent Gallup poll. That's up from age 59 in 2010, but it's four years younger than the age at which most non-retired Americans presently expect to retire.Gallup's retirement survey consists of two parts. In the first part, it asks current retirees what age they retired at. In the second part, it asks non-retired Americans what age they expect to retire at.

99. Health Trumps Wealth For A Happy Retirement: According to a 2015 survey done by MassMutual Retirement Services, health is more important than wealth for America’s retirees when it comes to their ability to enjoy retirement life. The study which focused on the first 15 years of retirement found that American retirees in better health are more likely to feel financially secure, enjoy retirement, and feel personally fulfilled, and are less likely to experience negative emotions than those in poorer health.

100. The Semi-Retirement Myth: "Welcome to the latest in retirement porn!," says Helaine Olen. "Don’t buy the tales of meaningful work into your 70's. Your retirement is inevitable — and bleaker than the last generation’s. Being able to work longer is not a plan. It’s a hope."

101. You Can Retire Sooner than You Think: This is a great interview with Wes Moss about the content in his book You Can Retire Sooner than You Think. Moss decided to find out what made America’s happiest retirees so happy; he also wanted to know what pre-retirees were doing to prepare for the day they stop working full-time. He came up with The 5 Money Secrets of the Happiest Retirees, which became the subtitle of the book. 

Bonus

A. The Top 5 Regrets of The Dying: When people realise that their life is almost over and look back clearly on it, it is easy to see how many dreams have gone unfulfilled. A palliative nurse recorded the most common regrets of the dying and put her findings into a book called The Top Five Regrets of The Dying. This was the most common regret of all: “I wish I’d had the courage to live a life true to myself, not the life others expected of me.” 

B. Retirees Have Money to Burn: A 2016 study shows that the average pensioner in the United Kingdom is so well off that they can afford to splurge on the good life. Apparently, retirees now spend more on having fun than they do on the basic essentials. The study by Retirement Advantage, found that £2.36 of every five pounds spent by pensioners goes on the boring basics - like heat and light, food and drink, clothes and shoes. The other £2.64 gets spent on much more entertaining non-essentials — like eating out and holidays.

C.  How to Avoid Choosing the Wrong Retirement Paradise: Make sure your retirement location is right for you!

D. How a Couple Managed to Retire in Their Thirties: If you want to travel extensively in retirement, you should do so while you are still able to enjoy it. Travel requires a high degree of mental and physical energy. Winnie Tseng and Jeremy Jacobson have been enjoying themselves thoroughly after taking early retirement when they were both still in their thirties. The couple has been traveling around the world, using the income derived from their investment portfolio. This July 2015 article on the EJ Insight website explains how and why Tseng and Jacobson retired so early.

E. 5 Things Rich People Say Beats Having $1 Million [for Retirement: Retired millionaires reveal their most important financial milestones, and you might be surprised at their answers. Rich retirees think these five financial milestones are more important than becoming a millionaire: 1. Retiring: 55 percent; 2. Paying off home mortgage: 43 percent; 3. Having the ability to pay cash for a new car or other special purchase: 31 percent; 4. Paying for children’s education: 28 percent; 5. Reaching a certain annual income level: 20 percent. 

F. Benefits of an Economic Recession: This Website will help you see the positives of a recession and help you survive a recession if your sense of humor is still intact.

G. Retirement: A Full Time Job: The Unfettered Pursuit of Happiness After four years at a Big 8 accounting firm, and almost eighteen at a venture capital firm, Sydney Lagier is making her career-long fantasy of retiring in her 40's a reality.

H. Don't Make These Common Retirement Mistakes: Tammy Flanagan in Government Executive magazine regularly gives advice on how to prepare for life after government. In this article Tammy shares three common errors that can cost you more than just your pride after retirement. Tammy also states, "One of my all-time favorite books to prepare for the mental transition to retirement is How to Retire, Happy, Wild and Free by Ernie Zelinski."

I. Four Money Traps to Avoid in Retirement: In the April 2017 issue of the AARP Bulletin Eileen Ambrose says, "Don't get tripped up if you're retired — or about to be." Eileen explains why being underwater with your home hinders your wealth, why you should save wisely now to prepare for the future, why providing for your children depletes your resources, and why constantly loosing money on mutual funds is like throwing money out the window.
 
   

The World's Best Retirement Book

To Help You Retire Richer, Smarter and Happier

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How to Retire Happy, Wild, and Free  is so rich with retirement information and has such immense power to change retiree's lives, that it now appears in Amazon.com's number 1 position - out of over 20,000 listings for retirement-related books - when you type "retirement" or "retire" into Amazon.com's search feature.

Retirement Wisdom That You Won't Get From Your Financial Advisor 

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COPYRIGHT © 2018 by Ernie J. Zelinski
Author of The World's Best Retirement Book
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