By Ernie J. Zelinski
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Retirement Living Made Easy

Welcome to The Retirement Café where you get the best retirement advice for the twenty-first century and retirement information that you won't get from your financial advisor.

Someone once said, "Life begins when the kids move out and the cat gets run over." Today, for many people that is when they reach retirement age.

This website addresses the "new retirement" including topics such as why you should retire early, where to retire, how to preserve retirement savings, how to generate retirement income, how to find fun retirement jobs, and how to get involved in fun retirement activities.

The purpose of The Retirement Café is to help the retired and the soon-to-be retired to better understand their lifetime aspirations, to help them minimize the complexity and uncertainty associated with retirement, and to allow them to concentrate on what matters most in retirement planning.

Above all The Retirement Café is about how to retire happy, wild, and free.

Top-10 Dumbest Retirement Moves

  1. Purchasing a larger home than you need or than you can afford
  2. Watching a lot of TV — more than an hour and a half a day is excessive!
  3. Gambling
  4. Spending a lot of time shopping
  5. Complaining about life
  6. Being afraid to spend the kid's inheritance
  7. Being a miser with your money
  8. Planning to work forever — something NOT advocated in The World's Best Retirement Book.
  9. Neglecting your health by not indulging in vigorous physical exercise every day
  10. Not making new friendships and neglecting old friends 

If you want . . .

  • The Secrets to an Effortless, Happy Retirement

  • The Secrets to Having Everything You Want in Retirement


Make the most important investment that you can make for your retirement right now:

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Retirement Resources and Articles Already on

The Retirement Café or Coming Soon



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Retirement Resources and Articles Coming Soon

  • Retire Before You Expire — Why Tempt Fate and Die Working? 
  • There Is Life After Retirement 
  • Retirement Planning for Dumb People — Counting on Winning the Lottery 
  • Dead Is the New Retirement for Many Baby Boomers. Working until you
    drop dead is the new retirement for many baby boomers.
  • Retirement Allows You to Pursue Your First Love — Which Is to Live Life to the Fullest 
  • Retire Early — Here's How! 
  • Winning a Lottery — The Retirement Plan with the Most Bugs to Be Worked Out 
  • It's a Great Time to Be Retired — There's So Much to Do!
  • Are You Prepared for Retirement — Think hard!
  • It's a Great Time to Be Retired — Your Retirement Advantages! 
  • About the New Retirement Gift Book: The Joy of Being Retired: 365 Reasons Why Retirement Rocks (and Work Sucks!) 
  • Retire Now — Don't Die Working 
  • Does Your Retirement Plan Include Your Spouse? 
  • Why Most Americans and Canadians Suck at Retirement (Planning) 
  • How Retirees Can Be Productive Slackers! 
  • Is Your Retirement Plan Working Until You Drop Dead? 
  • Ready to Retire Happy — Get Real! 
  • Retiring Too Late Means You Don't Get Another Chance to Do It Right! 
  • Retirement Planning Tip — Get More Serious about Leisure than about
  • 7 Secrets to a Happy Retirement 
  • Make My Retirement Plan Your Retirement Plan   
  • Magical Retirement Plan # 17 — Don't Let How Old You Are Dictate When
    You Retire or Enter Old Age
  • Forget How Old You Are — This Gets More Important the Older You Get 
  • Magical Retirement Plan # 37 — Live Gloriously, Live Happily, and
    Live Dangerously!
  • Magical Retirement Plan #27 — Make the Creation and Maintenance of
    Friends Your Overriding Purpose
  • Magical Retirement Plan #117 — Be a Child Again 
  • Remember That Being Over the Hill Means Picking Up Speed! 
  • Magical Retirement Plan #127 — Find Creative Ways to Kill Boredom
    Without a Gun
  • The Magical Retirement Plan for High Achievers — Don't Retire! 
  • The Ultimate Retirement Plan — Make Retirement the Beginning of Life,
    Not the End!
  • 10 Interesting Retirement Pursuits That Are Never Too Late to Undertake
    Unless You Are Dead — See Surplus1 File in Real Success
  • The Best Famous Last Words Ever by Famous and Not-So-Famous People 
  • Top 10 Clues to the Meaning of Life

The Bestselling Retirement Book on

 How to Retire Happy, Wild, and Free

Retirement Wisdom That You Won’t Get from Your Financial Advisor


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COPYRIGHT © 2020 by Ernie J. Zelinski
 Author of The World's Best Retirement Book
 All Rights Reserved



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